Do I Qualify for Pension Credits?
Use our simple Eligibility checker below to check if you qualify for Pension Credits*. Wondering, “Do I qualify for pension credits?” Find out now!
Pension Credit Eligibility Checker
What Is Pension Credit?
This benefit is a means-tested benefit designed to support individuals of State Pension age on low incomes. Administered by the Department for Work and Pensions (DWP), it aims to top up your weekly income, helping you cover essential living costs.
There are two main components to Pension Credit:
- Guarantee Credit – Provides a minimum weekly income for those who have reached State Pension age.
- Savings Credit – Offers additional financial help for those who have modest savings or a private pension. This is only available if you reached State Pension age before 6 April 2016.
How Much Could You Receive?
- If you qualify for Guarantee Credit, your income will be topped up to at least:
- £201.05 per week if you’re single.
- £306.85 per week if you’re a couple.
- If you’re eligible for Savings Credit, you could receive up to:
- £15.94 per week if you’re single.
- £17.84 per week if you’re a couple.
How to Apply
Applying for Pension Credit is straightforward. Here’s how you can do it:
- Online Application
You can apply via the official government website, which provides a step-by-step guide. - By Phone
Call the Pension Credit claim line on 0800 99 1234. Make sure you have the following details ready:- National Insurance number.
- Details about your income, savings, and investments.
- Bank account information.
- By Post
Request an application form to fill out and send back.
*Caremark can only provide an indication of your eligibility. To find out if you qualify or not, you must contact the pension credit claim line.